![]() More free Excel calendar templates are also available from the Microsoft template gallery (calendar section). Read more about the various Excel versions and file formats on Wikipedia. Also compatible with Microsoft Office for Mac (macOS) and Microsoft Office mobile for iPad/iOS, Android and Windows 10 mobile. If you have one of the older versions of Excel that only supports the ".xls" format (Excel 2000, 2002/XP & 2003), or if you don't have Excel installed, use Microsoft Office Online or one of the free Microsoft Excel/Microsoft Office alternatives FreeOffice PlanMaker, LibreOffice Calc and Google Sheets, which are all free of charge ( OpenOffice Calc unfortunately has minor formatting problems when opening our calendars). They are saved in Microsoft Excel ".xlsx" format and can be used with the newer versions of Excel that support the XML document standard (files with ".xlsx" extension - Excel 2007, 2010, 2013, 2016, 2019, 2021 and Office 365). The templates are blank, printable and macro-free and are easy to edit, amend, save and use again later. The spreadsheet templates are easy to use and fully editable, customizable and reusable – simply download, fill in your details, save and print. Suitable for appointments and engagements, as a month or week planner, month overview, monthly events planner, activity planner, desktop calendar, wall calendar, wall planner, blank calendar, school calendar, holiday and vacation planner, trip planner, journey planner, travel planner, company calendar, office planner, college calendar, university planner, school calendar, holiday calendar, holiday chart and leave planner, attendance tracking system, shift calendar, shift planner, employee schedule, workers schedule, custom calendar, family planner, simple project management tool, team collaboration tool, EMM, ERP/MRP, SCM, PLM, CRM, HR, reporting, to do list, task management, appointment calendar, appointment planner, desktop calendar, as time sheet, time management tool or time tracking software, for process management, process optimization, help desk administration, business administration, business intelligence and analytics, automation, forecasting, finance, accounting, financial planning, tax planning, sales & marketing, customer service, customer relationship management, process & supply chain management, data analysis, availability and booking, as a staff planner or for staff/employee scheduling, employee absence tracker, people planner, as a scheduler for workshops, symposiums, conferences and events, as work schedule, wedding planner, for use at home or work, in private life or business situations and many more. Time Value of Money at - Formulas for calculating future value of annuities.Practical, versatile and customizable monthly planner templates, free to download and print.Savings Bond Calculator at - Includes the effect of federal taxes.Retirement Savings Calculator - Similar to the simple savings calculator, but specifically related to retirement (graphed by age) and less flexibility in making deposits.CAGR Formula - Explains how to calculate annual growth rate for an investment.401k Savings Calculator by - Similar to the calculator above, but specifically for 401k calculations, where you have an employer match, increasing salary, etc.But, by the end of the 30 years, my balance is almost twice what I put in. The graph shows that until about 10 years, the majority of the balance is the cumulative amount I've invested rather than interest earned. In the graph, the interest earned is the difference between the End Balance (blue line) and the Cumulative Interest (magenta line). The screenshot below shows that my estimated savings balance after 30 years is about $134,500. I'm pretty sure that my tax return will be at least $1000 so I enter that in the Additional Annual Investments field. ![]() I also want to deposit my tax return, but that will change from year to year. 42 Effective Ways to Save Money How Do I Track My Savings Goals? Using the Savings CalculatorĮxample: Let's say I start with $2500 in a savings account with a 4.0% annual interest rate (perhaps a CD or money market). ![]()
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